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Financing Your Home >Financing Clauses
Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.
Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.
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| Q |
What kind of home construction is considered to be the safest in seismic areas?
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| A |
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes. |
 See More Real Estate Trivia > |
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Arthur Welch
Realty World Superstars, LLC.
3939 North Holt Drive
Buckeye, AZ 85396
Office: 623-882-8882
Fax: 623-298-5660
arthurwelch@NUMBER1EXPERT.com
With over 20 years in the real estate industry, I bring valuable knowledge to the home buyer, investor, or asset manager. Having sold all types of homes and worked in many different jobs related to homes I can help the first time buyer as well as the custom home buyer, or the small or large investor. A 5 time Centurion Award winner with Century 21 and Top Producing Agent in the world for Realty World for 2008, 2009, and 2010. I could not do all this without a very good team to help me. Our goal is helping our clients achieve their objective in real estate. My team specializes in finding great deals in Buckeye, Avondale, Surprise, Tonopah, Glendale and Goodyear Arizona.    
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